A penny not spent is a penny that you saved.
Being an observer since young has given me ample of enriching and valuable experiences in life. My first teachers or gurus in my life are my older siblings, then my Teachers, neighbors , my religious Teachers, my friends, and the people whom I mingle with. My learning environment, my school friends, each and every one of them has their own way of teaching me or letting me experience this life. Other than all of these, my travels. Each of the travels taught me some valuable lessons which I should thank or unable to pay the fee for those rich exposures. Regarding my siblings, My older sisters are the first gurus of mine to let me learn the basic way of life and how to avoid spending unnecessarily. For example my eldest sister grew her own herbal garden around her house and whenever she needs ginger, lemongrass or lime leaves,...